Tips For Avoiding High Funeral Costs

If you have recently lost a loved one, there is a good chance that you are going to want to make sure that he or she is remembered with a funeral ceremony of some kind. However, if your loved one did not leave any provisions for how he or she wanted to be buried and did not leave any money for the task, you might be in a bind. You might not have the funds to have a lavish funeral and might need to go for slightly cheaper options. Here are some common high-price traps that many people fall into when planning a funeral and how you can avoid them.

1. Avoid the Package Deal

Many funeral homes will offer a package deal that is very convenient for grieving families because it allows the funeral home to take care of everything. This is highly recommended if money is not a problem for you or for the rest of your family. However, if covering the funeral is going to make things tight for you and your immediate family in the future, you should stay away from the package deal because it might contain additional services that you don't actually need. Instead, only pay for the services that you need. You could also take a standard package deal and remove the items that you don't think are necessary and then see if the funeral home is willing to work with you in order to reduce the price. Many funeral homes are more than willing to work with their clients.

2. Ask for Lower Priced Models in the Show Room

The casket is where things can get really expensive. When you go to see the caskets that your funeral provider offers, be sure to let him or her know your budget up front. They will be willing to help look for lower-priced caskets in order to make sure that you are able to get the service you want at a cost that won't break the bank. If you don't see any low-price caskets that are within that budget, ask your funeral director for suggestions for online casket vendors. Many states require that you buy from a licensed casket vendor and your funeral home director is likely allied with one or two in order to help out people for whom price is an issue.

If the casket is truly beyond your budget, cremation can be a little bit cheaper.

For more information, talk to a funeral home.